Accra HQ · Africa, Asia, Middle East · Since 2015

The finance, technology and corporate infrastructure international companies run on.

For foreign companies, investors and diaspora operators. Accra is the execution base. We set up the systems, automate the work that slows you down, and advise on the capital and licences that let you operate across markets. Accounting, AI, fintech and market entry. One firm.

11 yrsAdvising since 2015
250+Clients served since 2015
14Industries covered
3Regions served

The firm

An independent firm of accountants, technologists, business advisers and HR professionals.

Founded in Accra in 2015. Most clients are foreign companies, investors and diaspora operators. We work across Africa, Asia and the Middle East, with deep West Africa capability.

Client Client Client Client Client Client

What we do

Five practices. One accountable partner.

Most firms hand you a specialist and leave you to join the dots. We run finance, technology, capital, corporate compliance and talent under one engagement lead. Nothing falls between the cracks.

Practice 01

Finance, Tax & Compliance

Books that close on time. Numbers you can act on. A clean file for every regulator and lender.

  • Accounting & bookkeeping
  • Financial reporting & audit support
  • Tax administration & payroll
  • Virtual CFO
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Practice 02

Technology, AI & Operations

We map where your hours go, then rebuild those paths with automation, better systems and clean data.

  • AI automation & workflow
  • Systems & operational improvement
  • IT & innovation advisory
  • Data & business intelligence
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Practice 03

Fintech, Payments & Capital

Design the product. Satisfy the regulator. Integrate the rails. Raise the money behind it.

  • Fintech solutions & advisory
  • Cross-border payment advisory
  • VASP & digital asset licensing
  • International finance & capital raising
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Practice 04

Corporate Services & Market Entry

How international clients incorporate, licence and stay in good standing. Market entry for foreign principals, managed as one process.

  • Business registration services
  • Director, local manager & company secretarial
  • Corporate due diligence (standard & enhanced)
  • GIPA registration, permits & annual returns
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Practice 05

People & Talent

Recruitment, HR systems and international placement. For organisations that live or die on the quality of their people.

  • HR system set-up & policy drafting
  • Recruitment & talent management
  • International professional placement
  • Multi-industry advisory
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New practice

Put the repetitive work on autopilot.

Most teams lose the equivalent of a full-time role to invoice entry, reconciliation, report assembly and inbox triage. We map where your hours go, then rebuild those paths with AI and automation. Your people spend time on judgement, not keystrokes.

Book an AI readiness assessment See how it works
01
Document & invoice automationIntelligent extraction from invoices, receipts and statements, straight into your ledger.
02
Workflow & process miningWe find the bottleneck before we automate it. No paving a cow path.
03
Support & sales agentsAI agents that qualify leads, answer tier-one queries and update the CRM.
04
AI governance & policyAcceptable-use, data protection and audit trails, so adoption survives scrutiny.

Market entry for foreign investors

How international clients set up in Ghana. Properly, the first time.

This is the path we run for foreign principals, boards and operators. Registering a company in Ghana is not one process. It is a sequence: the Office of the Registrar of Companies, beneficial ownership, a tax identity, the GRA, SSNIT, your district assembly permit. For foreign-owned entities, the Ghana Investment Promotion Authority sits on top. Miss a step and you find out later, usually when a bank declines your account.

Minimum foreign capital under the GIPC Act, 2013 (Act 865)

Joint venture (Ghanaian partner holds at least 10%)US$200,000
Wholly foreign-owned companyUS$500,000
General trading (plus 20 skilled Ghanaians employed)US$1,000,000

Exemptions apply to enterprises set up solely for manufacturing, export trade or portfolio investment, and to certain Ghanaians in the diaspora and foreign spouses of Ghanaian citizens. Capital may be brought in as cash or as capital goods. Terms and conditions apply. We confirm your position before you commit funds.

1Name search & incorporation

Reservation and incorporation at the ORC, with a constitution drafted around your actual shareholder arrangement.

2Beneficial ownership & tax identity

BO filings, TIN and GRA registration, VAT where it applies, and SSNIT employer set-up.

3GIPA registration & capital

Capital transfer confirmed through your dealer bank to Bank of Ghana, then registration with GIPA before you begin operating.

4Permits & sector licences

Business Operating Permit from your assembly, Data Protection Commission registration, and sector licences from BoG, SEC, FDA or others.

5Resident presence

Resident director, Local Manager for external companies, process agent, company secretary and registered office. A genuine governance function, never a nameplate.

6Staying in good standing

Annual returns, statutory registers, board administration and every filing that keeps the entity clean.

0Years advising businesses
0Clients served since 2015
0Industries covered
0Africa, Asia & the Middle East

How we work

A method, not a meeting.

Every engagement runs the same four stages. A named lead. A fixed scope, agreed before we start.

01

Diagnose

We interview your team, walk the process and read the numbers before we recommend anything.

02

Design

A written plan with scope, sequence, cost and the measure we will be judged on.

03

Implement

We build and file alongside your people, not in a vacuum, so the change survives our exit.

04

Optimise

Review against the measure, tighten what drifted, and hand over documentation your team can run.

Selected work

Results, not testimonials.

International clients and corridor operators. Client names stay off the page where confidentiality applies.

4 days

AI & Automation

Month-end close cut from twelve days to four

A Tema-based manufacturer with 140 staff. We mapped the close, automated invoice capture and reconciliation, and rebuilt the reporting pack.

Read the case
-38%

Cross-Border Payments

Corridor redesign cut payout costs by more than a third

A remittance platform serving the UK-Ghana corridor. Licence pathway, partner structure and settlement design reworked end to end.

Read the case
10 days

Market Entry

From incorporation to a trading entity in ten working days

A Gulf-based trading group entering Ghana. Incorporation, GIPA registration, capital confirmation, permits and a resident director in place.

Read the case

Multi-industry advisory

One firm, many sectors, the same discipline.

Range is deliberate. The pattern recognition that comes from fixing a cash-collection problem in FMCG is exactly what fixes it in healthcare.

Insights

What is changing, and what to do about it.

All insights

Regulation
6 min read

Ghana now licenses virtual asset service providers. Here is what Act 1154 means for you.

The Virtual Asset Service Providers Act, 2025 brings exchanges, wallet providers, stablecoin issuers and tokenisation services into the perimeter, supervised by a new department at Bank of Ghana.

Read article

Payments
8 min read

Which Bank of Ghana licence do you actually need to receive inward remittances?

Inward international remittance sits with the PSP-Enhanced licence. Terminating inbound international transfers sits with a DEMI. Choosing wrong costs months.

Read article

Market entry
5 min read

GIPC is now GIPA. There is a 24-hour expedited service.

What the change to an Authority means in practice for registration, certificate renewal and the automatic immigrant quota.

Read article

AI & Automation

Month-end close cut from twelve days to four

A Tema-based manufacturer with 140 staff was closing the books in twelve days. Invoice capture, reconciliation and the reporting pack were still largely manual. The hours sat with finance, not on the floor.

We started with Diagnose. We interviewed the team, walked the close and read the numbers before we recommended anything. The delay was a sequence of hand-offs: invoices arriving as paper and email, a reconciliation that waited on both, and a pack assembled by hand.

Design produced a written plan with scope, sequence, cost and the measure we would be judged on. A four-day close. Invoice capture into the ledger, automated reconciliation, and a reporting pack the team could run without us.

Implement was built alongside their people, not in a vacuum. Intelligent extraction from invoices, receipts and statements went straight into the ledger. Reconciliation ran as a workflow. The reporting pack was rebuilt so the same numbers landed in the same place each month.

Optimise closed the work. We reviewed against the four-day measure, tightened what drifted, and handed over documentation the team can run.

What we did

  • Mapped the close end to end before any automation
  • Automated invoice capture and reconciliation
  • Rebuilt the reporting pack
  • Cut the close from twelve days to four
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Cross-Border Payments

Corridor redesign cut payout costs by more than a third

A remittance platform serving the UK-Ghana corridor asked us to look at payout cost. The product worked. The economics did not. Cost sat in the licence pathway, the partner structure and the settlement design.

Diagnose meant sitting with the operators, walking the corridor and reading the numbers. Inward international remittance and the termination of inbound international transfers sit under different Bank of Ghana licences. Choosing the wrong path costs months. The existing structure was paying for that mismatch.

Design produced a written plan. Scope, sequence, cost and one measure: cut payout cost by more than a third. We reworked the licence pathway, the partner structure and settlement end to end, so the corridor matched how money actually moves from the UK into Ghana.

Implement was done with their team. Licence pathway, partners and settlement were rebuilt as one design, not three separate projects. We filed alongside their people so the change would survive our exit.

Optimise reviewed the corridor against the measure. Payout costs fell by 38 percent. We tightened what drifted and left documentation they can run.

What we did

  • Diagnosed the UK-Ghana corridor, including the licence pathway
  • Reworked partner structure and settlement design end to end
  • Built and filed alongside the operator
  • Cut payout costs by 38 percent
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Market Entry

From incorporation to a trading entity in ten working days

A Gulf-based trading group wanted a Ghana entity that could trade, not a nameplate. Registering a company in Ghana is not one process. It is a sequence: the Office of the Registrar of Companies, beneficial ownership, a tax identity, the GRA, SSNIT, a district assembly permit. For foreign-owned entities, the Ghana Investment Promotion Authority sits on top.

Diagnose came first, before anyone filed. We interviewed the principals, walked the intended activity and read the capital position. We confirm that position before funds move.

Design set the measure at ten working days. Incorporation, GIPA registration, capital confirmation, permits and a resident director. A written plan with scope, sequence and cost, agreed before we started.

Implement ran the sequence as one process from Accra. Name search and incorporation at the ORC. Beneficial ownership and tax identity. Capital transfer confirmed through the dealer bank to Bank of Ghana, then GIPA registration. Business operating permit. A resident director in place, a genuine governance function, never a nameplate.

Optimise was the hand-over: registers, filings and the resident presence the entity needs to stay in good standing.

What we did

  • Incorporated the Ghana entity at the ORC
  • Completed GIPA registration and capital confirmation
  • Secured permits and a resident director
  • Took the group from incorporation to a trading entity in ten working days
Back to selected work Book a consultation
Abdul Rashid Lamptey

CEO & Founder

Abdul Rashid Lamptey

Abdul Rashid Lamptey is CEO and Founder of ARL Consultancy Services and of Apptechhub Global Ltd/Inc. He leads daily operations and the implementation of business strategy.

He has over 15 years across accounting, finance, management, operations, local and international business formation and advisory, product development, real estate, international partnerships, cross-border payment advisory, fintech and web acquiring, Web3 and blockchain, artificial intelligence, project financing, trade facilitation, and sourcing investment opportunities in Africa.

His work also includes value-added services (VAS) in telecommunications and information technology, and precious metals in Africa. That mix has given him a practical view of the challenges and openings businesses face, including multinational clients of different industries and nationalities.

He thinks in systems: find the opportunity, tighten how the organisation runs, and develop the people who have to carry it. He keeps learning so the advice stays current.

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Nana Kwaku Aforo

COO & Strategic Partnerships

Nana Kwaku Aforo

Nana Kwaku Aforo is COO, with responsibility for strategic partnerships. He has over 10 years in international trade, marketing, product sourcing, logistics, human resources and business advisory.

He has worked with Millicom Ghana Ltd, Yijia Doors Industry Ltd and Amasa International Group Co Ltd. His work with Chinese businesses has given him a working knowledge of the Chinese market, culture and business practices.

He holds an MBA in Marketing and International Trade. He advises on marketing for international business, on human resource strategy (attracting and retaining people), and on the decisions companies make as they trade across borders.

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Edwin Dankwa Bediako

Director of Talent & Public Relations

Edwin Dankwa Bediako

Edwin Dankwa Bediako is Director of Talent and Public Relations. His work sits in business management, operations and human resources.

He has worked across food and beverage, oil and gas, real estate, trade and logistics, event organisation and field works.

He attracts, retains and develops talent, and aligns operations with the organisation's goals.

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Kwame Kwakyi

Financial Analyst (Oil & Gas)

Kwame Kwakyi

Kwame Kwakyi is a financial analyst in oil and gas, with over 7 years in finance divisions in the sector. He has worked on the finance teams of two of Ghana's major oil discoveries.

His work covers tax and other impost issues in upstream oil and gas, as well as financial analysis, reporting and forecasting. He has supported financial management on those projects and the allocation of resources, with attention to regulatory compliance.

He completes professional courses as part of ongoing development.

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Start a conversation

Tell us what is slowing your business down.

A 30-minute call. No charge and no pitch deck. You will leave with at least one thing you can act on, whether or not you work with us.

Accra
No. 7 Sapele Loop
Kokomlemle, Ghana
+233 (0) 265 002 033 info@arlconsultancy.com

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